Effective Date: August 17, 2026 | Last Updated: August 2026
Mortgage Broker Entity Information
eLoansUSA is a registered Doing Business As (DBA) brand of NEXA Mortgage, LLC (NMLS #1660690, AZBK BK-2006218). John Caliendo, Senior Loan Advisor (NMLS #1310802). Corporate Office: 5559 S Sossaman Rd, Bldg 1, STE 101, Mesa, AZ 85212.
By accessing or using the eLoansUSA application, website, calculators, rate search engine, or related software tools, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use the application.
eLoansUSA acts as an independent mortgage broker originating loans on behalf of independent wholesale lenders and investors. eLoansUSA is not a depository bank, government agency, or direct investor in mortgages. While we strive to provide competitive mortgage solutions, we do not distribute all loan products in the market and cannot guarantee the lowest price or best terms available nationwide.
Information, interest rates, quotes, monthly payment estimates, and program terms presented on this website are for educational and illustrative purposes only and do not constitute an offer to enter into an agreement or a commitment to make a loan. All mortgage approvals are subject to underwriting guidelines, credit verification, income/asset verification, property appraisal, and market pricing adjustments.
Interest rates and pricing move with the secondary mortgage-backed securities market and are subject to change without prior notice. Rates may vary significantly based on credit score, loan-to-value ratio (LTV), property type, occupancy, loan amount, and debt-to-income (DTI) ratio.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ELOANSUSA AND NEXA MORTGAGE, LLC SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF, OR INABILITY TO USE, THIS APPLICATION OR ANY CALCULATOR OUTPUTS.
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona. Any legal proceedings arising from these Terms shall be instituted exclusively in the state or federal courts located in Maricopa County, Arizona.
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